Terms of Service

Last updated: February 26, 2026

1. Acceptance of Terms

By subscribing to FinanceSimply, you agree to these Terms of Service. If you don't agree, please don't subscribe.

2. Description of Service

FinanceSimply provides:

• Free Newsletter: Daily UK finance news in plain English
• Premium Subscription (£4.99/month or £49.99/year): Additional deep-dive reports and full archive access

3. Free vs. Premium

Free: You'll receive 3-5 stories every weekday morning. Free forever, no payment required.

Premium: Billed monthly or annually via Stripe. Includes everything in Free plus weekly reports and archive access. Cancel anytime.

4. Account Responsibilities

• You must provide a valid email address
• You're responsible for keeping your login credentials secure
• One account per person
• Don't share premium content publicly

5. Payment Terms (Premium Only)

• Billing: Monthly (£4.99) or Annual (£49.99)
• Auto-Renewal: Your subscription renews automatically unless cancelled
• Cancellation: Cancel anytime via your account dashboard or Stripe customer portal
• Refunds: Refunds available within 7 days of first charge. Email us at support@financesimply.co.uk
• Price Changes: We'll notify you 30 days before any price increases

6. Content Disclaimer

Important: FinanceSimply provides news summaries for informational purposes only. This is NOT financial advice.

• Don't make investment decisions based solely on our content
• Always consult a qualified financial advisor
• We strive for accuracy but can't guarantee it
• We're not liable for financial decisions you make

7. Intellectual Property

All newsletter content, design, and branding belong to FinanceSimply. You may:

• Read and enjoy the content
• Share individual story links

You may not:

• Republish our content without permission
• Scrape or copy our newsletters
• Use our content for commercial purposes

8. Unsubscribing

You can unsubscribe at any time by:

• Clicking the "Unsubscribe" link in any email
• Emailing us at support@financesimply.co.uk

Premium subscribers: Unsubscribing from emails does NOT cancel your paid subscription. Cancel via your account dashboard or Stripe portal.

9. Service Availability

We aim for 99%+ uptime but don't guarantee uninterrupted service. We may:

• Perform maintenance (we'll try to notify you)
• Experience technical issues
• Modify or discontinue features

10. Prohibited Activities

Don't:

• Abuse our service (spam, harassment, illegal activity)
• Attempt to hack or disrupt our systems
• Use bots or automation to abuse our service
• Resell or redistribute our content

11. Termination

We may suspend or terminate your account if you:

• Violate these terms
• Engage in fraudulent activity
• Abuse our service

12. Limitation of Liability

FinanceSimply is provided "as is". We're not liable for:

• Financial losses from using our content
• Service interruptions
• Data loss or breaches (though we take security seriously)
• Indirect, consequential, or punitive damages

Maximum liability: Amount you paid us in the last 12 months.

13. Governing Law

These terms are governed by UK law. Any disputes will be handled in UK courts.

14. Changes to Terms

We may update these terms. We'll notify subscribers of significant changes via email. Continued use after changes means you accept the new terms.

15. Contact

Questions about these terms?

Email: support@financesimply.co.uk

Website: www.financesimply.co.uk